Looking for legitimate ways to earn extra cash without spending a dime? The digital world offers numerous opportunities to make money right from your smartphone or computer. In this guide, we’ll explore the best apps to make money online for free that require zero investment but can provide real earnings. Whether you’re a student, stay-at-home parent, or simply looking to supplement your income, these apps offer accessible ways to start earning today.
What Are Money-Making Apps?
Money-making apps are mobile or web applications that allow users to earn cash, gift cards, or other rewards by completing various tasks. The beauty of these apps is their accessibility—most require only a smartphone or computer and an internet connection to get started. Unlike traditional jobs, they offer flexibility to work whenever and wherever you want, making them perfect for earning extra income in your spare time.
Important: While these apps won’t replace a full-time income, combining several of them can create a meaningful stream of extra cash. The key is finding legitimate apps that match your skills and available time.
Survey and Micro-Task Apps
These apps pay you for sharing your opinions or completing small tasks that take just minutes to finish. They’re among the easiest ways to start making money online without any special skills.
1. Swagbucks
Swagbucks is a popular rewards platform that pays users for everyday online activities like taking surveys, watching videos, playing games, and even shopping online. The platform uses a points system called “SB” that can be redeemed for gift cards or cash via PayPal.
How It Works:
- Create a free account
- Complete surveys and tasks to earn SB points
- Redeem points for gift cards or PayPal cash
- Get a $5 bonus just for signing up
Potential Earnings:
Most Swagbucks users earn between $1-$5 per day, which can add up to $365-$1,825 annually. Some special offers can pay $50 or more, though these are less common.
Ready to start earning rewards for everyday activities?
Join Swagbucks NowPros
- Multiple ways to earn
- Low payout threshold ($5)
- Available on both mobile and desktop
- Sign-up bonus available
Cons
- Some surveys may disqualify you midway
- Lower hourly rate compared to other methods
- Points can expire after 24 months of inactivity
2. Survey Junkie
Survey Junkie focuses primarily on paid surveys, connecting market researchers with consumers who want to share their opinions. The platform is straightforward and user-friendly, making it ideal for beginners.
How It Works:
- Sign up for free and complete your profile
- Receive survey opportunities based on your demographics
- Earn points for each completed survey
- Cash out via PayPal or gift cards once you reach 500 points ($5)
Potential Earnings:
Users report earning around $1-$3 per hour taking surveys. Focus groups, when available, can pay significantly more ($50-$100).
Want to get paid for sharing your opinions?
Create Survey Junkie AccountPros
- Simple, user-friendly interface
- Transparent point system
- Low minimum payout ($5)
- Legitimate BBB-accredited business
Cons
- Limited to survey-taking
- Not all surveys will qualify you
- Lower earning potential than specialized skills
3. Ibotta
Ibotta is a cashback app that rewards you for shopping at participating stores. Unlike traditional coupons, Ibotta gives you real cash back on purchases you already make.
How It Works:
- Download the app and create a free account
- Browse cashback offers before shopping
- Purchase qualifying items at participating stores
- Upload your receipt to verify purchases
- Receive cashback in your Ibotta account
Potential Earnings:
Most users can easily reach the $20 threshold each month, with some power users earning $100+ monthly by maximizing offers and referrals.
Start earning cashback on everyday purchases!
Download IbottaPros
- Earn on purchases you already make
- Works with many major retailers
- Offers stack with store coupons
- Welcome bonus for new users
Cons
- $20 minimum withdrawal threshold
- Limited to participating stores and products
- Requires receipt scanning
Passive Income Apps
These apps allow you to earn money with minimal ongoing effort. While earnings are typically lower, they require very little active participation.
4. Honeygain
Honeygain pays you for sharing your unused internet bandwidth. The app runs in the background of your device, using your internet connection to help businesses with web intelligence and content delivery.
How It Works:
- Download the app and create a free account
- Let the app run in the background
- Earn credits based on your shared bandwidth
- Cash out via PayPal or cryptocurrency when you reach $20
Potential Earnings:
Depending on your internet speed and usage, you can earn up to $20 per month per device. Running Honeygain on multiple devices can increase your earnings.
Turn your unused internet into passive income!
Start With HoneygainPros
- Truly passive income
- Works on multiple devices
- Doesn’t noticeably affect internet speed
- Legitimate company with transparent practices
Cons
- High minimum payout ($20)
- Earnings depend on your location
- Uses some data and battery life
5. Rakuten
Rakuten (formerly Ebates) is a popular cashback platform that pays you for shopping at partner stores. Unlike Ibotta, Rakuten focuses on online shopping rather than in-store purchases.
How It Works:
- Sign up for a free Rakuten account
- Shop online through the Rakuten app or website
- Earn cashback on qualifying purchases
- Receive payment via check or PayPal every three months
Potential Earnings:
New users can earn a $10 bonus when spending $25 in the first 90 days. Regular shoppers typically earn $50-$100 per quarter, with more frequent shoppers earning significantly more.
Get paid to shop at your favorite online stores!
Join Rakuten & Get $10 BonusPros
- Works with thousands of popular retailers
- Sign-up bonus available
- Browser extension makes earning automatic
- Additional in-store cashback options
Cons
- Payments only issued quarterly
- Minimum $5 balance required for payment
- Cashback rates fluctuate
Freelance and Gig Apps
These platforms connect you with clients looking for specific skills or services. While they require more active participation, they typically offer higher earning potential than survey or passive income apps.
6. Upwork
Upwork is one of the largest freelance marketplaces, connecting businesses with independent professionals across various fields including writing, design, programming, marketing, and virtual assistance.
How It Works:
- Create a free profile highlighting your skills
- Submit proposals for relevant projects
- Complete work and get paid through Upwork
- Build your reputation with client reviews
Potential Earnings:
Freelancers in the U.S. make an average of $20/hour, with specialized professionals earning $28/hour or more. Earnings increase as you build your reputation and client base.
Turn your skills into income on the world’s largest freelance marketplace!
Create Upwork ProfilePros
- Wide variety of job categories
- Potential for long-term client relationships
- Secure payment protection
- Set your own rates as you gain experience
Cons
- Service fees (5-20% depending on client billing)
- Competitive marketplace
- Profile approval not guaranteed
7. Fiverr
Fiverr flips the traditional freelance model by having sellers create “gigs” that buyers can purchase. This platform is ideal for offering specific, packaged services across numerous categories.
How It Works:
- Sign up for free and create your seller profile
- Create “gigs” describing services you offer
- Set your prices and delivery timeframes
- Deliver work to clients who purchase your gigs
- Get paid after client approval (minus Fiverr’s fee)
Potential Earnings:
The average Fiverr seller makes around $100-$120 per month, though top performers can earn several thousand dollars monthly by offering premium services and building a strong reputation.
Showcase your skills and start selling your services today!
Become a Fiverr SellerPros
- Buyers come to you (less bidding)
- Opportunity to create multiple income streams
- Ability to offer tiered pricing packages
- No minimum withdrawal amount
Cons
- 20% service fee on all earnings
- 14-day clearing period for new sellers
- Highly competitive in popular categories
8. TaskRabbit
TaskRabbit connects people who need help with everyday tasks to local “Taskers” willing to complete them. Tasks range from furniture assembly and moving help to delivery services and handyman work.
How It Works:
- Apply to become a Tasker (requires background check)
- Set your rates and availability
- Accept tasks that interest you
- Complete tasks and get paid through the app
Potential Earnings:
TaskRabbit users make an average of $380 per month, with median income around $110. Earnings vary significantly based on your location, skills, and availability.
Turn your skills into income helping people in your community!
Become a TaskRabbit TaskerPros
- Set your own rates and schedule
- Get paid quickly after task completion
- No special skills required for many tasks
- Work locally in your community
Cons
- $25 registration fee
- Background check required
- Only available in certain cities
- TaskRabbit takes a percentage of earnings
Selling Apps
These platforms allow you to sell items you no longer need or create products to sell to others. They’re perfect for decluttering while making money or starting a small online business.
9. eBay
eBay remains one of the most popular platforms for selling virtually anything online. With both auction and fixed-price options, it offers flexibility for sellers of all experience levels.
How It Works:
- Create a free eBay account
- List items with photos and descriptions
- Choose auction or fixed-price format
- Ship items to buyers after purchase
- Receive payment through PayPal or direct deposit
Potential Earnings:
Earnings vary widely depending on what you’re selling. Many casual sellers make $500-$1,000 monthly by selling unused items, while dedicated sellers can earn full-time incomes.
Turn your unused items into cash on the world’s largest marketplace!
Start Selling on eBayPros
- Massive buyer audience
- Sell almost anything
- Multiple selling formats
- Mobile app makes listing easy
Cons
- Listing and final value fees
- Competition can drive prices down
- Potential for buyer disputes
10. Decluttr
Decluttr specializes in buying used electronics, CDs, DVDs, games, and books. It’s one of the easiest ways to quickly sell items you no longer use without the hassle of finding individual buyers.
How It Works:
- Download the app and scan item barcodes
- Get instant price quotes
- Ship items for free using their prepaid shipping label
- Receive payment via direct deposit, PayPal, or check
Potential Earnings:
Earnings depend on the items you sell. A smartphone might fetch $50-$200, while CDs and DVDs typically earn $0.50-$2 each. Most users report earning $20-$100 per decluttering session.
Get instant quotes for your unused electronics and media!
Download Decluttr AppPros
- Instant price quotes
- Free shipping
- Quick payment processing
- No need to find individual buyers
Cons
- Lower prices than selling directly
- Items must meet condition requirements
- Limited to specific categories
Delivery and Transportation Apps
If you have a vehicle, these apps let you earn money by providing transportation or delivery services. They offer flexible schedules and immediate earning opportunities.
11. DoorDash
DoorDash is a food delivery service that connects customers with local restaurants. As a “Dasher,” you pick up and deliver food orders to customers in your area.
How It Works:
- Sign up as a Dasher (must be 18+ with valid driver’s license)
- Schedule delivery blocks or dash “on demand”
- Accept delivery offers through the app
- Pick up food from restaurants and deliver to customers
- Get paid weekly via direct deposit
Potential Earnings:
DoorDash dashers make an average of $15-$25 per hour before expenses, with the potential for higher earnings during peak times and with tips. Monthly earnings average around $200-$300 for part-time dashers.
Earn money on your schedule delivering food in your community!
Become a DoorDash DasherPros
- Flexible schedule
- Keep 100% of tips
- “Fast Pay” option for same-day earnings
- No passenger interaction required
Cons
- Vehicle expenses and wear
- Income fluctuates with demand
- May require waiting at restaurants
- Limited to areas with DoorDash service
12. Uber/Lyft
Ridesharing apps like Uber and Lyft connect drivers with passengers needing transportation. They offer a flexible way to earn money using your own vehicle.
How It Works:
- Apply to become a driver (requirements vary by location)
- Pass background check and vehicle inspection
- Turn on the app when you’re ready to drive
- Accept ride requests and transport passengers
- Get paid weekly or cash out instantly for a small fee
Potential Earnings:
Drivers typically earn $15-$20 per hour before expenses, with the potential for higher earnings during surge pricing periods. Monthly earnings average $300-$400 for part-time drivers.
Turn your car into a money-making opportunity!
Apply to Drive With Uber/LyftPros
- Completely flexible schedule
- Potential for tips and bonuses
- Option for instant payouts
- Driver destination feature for convenient commuting
Cons
- Vehicle expenses and depreciation
- Insurance considerations
- Dealing with difficult passengers
- Income varies by location and time
Tips for Maximizing Your Earnings
To get the most out of money-making apps, consider these strategies that can help increase your earnings and efficiency.
Combine Multiple Apps
Don’t rely on just one app. Use survey apps while waiting for delivery or rideshare requests. Stack cashback apps with rewards credit cards for maximum returns on purchases.
Track Your Time and Earnings
Keep a record of how much time you spend on each app and your earnings. This helps identify which apps provide the best return on your time investment.
Set Realistic Goals
Establish daily or weekly earning targets. Even small amounts add up over time—$5 per day becomes $150 per month and $1,825 per year.
Optimize Your Profiles
Complete all profile information on freelance platforms to increase your visibility. Use professional photos and detailed descriptions of your skills and experience.
Be Consistent
Regular activity on these apps improves your visibility and opportunities. Set aside specific times each day or week to focus on your money-making activities.
Avoid Scams
Legitimate apps never require payment to join or start working. Be wary of apps promising unrealistic earnings or requesting sensitive financial information upfront.
“The key to success with money-making apps isn’t finding one perfect app—it’s building a system of multiple apps that fit your schedule and skills. Small, consistent efforts across several platforms will yield the best results.”
Frequently Asked Questions
Are these apps really free to use?
Yes, all the apps mentioned in this article are completely free to download and use. They make money through advertising, taking a percentage of transactions, or charging businesses for access to users, not by charging you. Be wary of any “money-making” app that requires payment to join or start working.
How much can I realistically earn with these apps?
Earnings vary widely depending on the app, your location, skills, and time commitment. Survey and passive income apps typically yield $5-$100 per month. Freelance and gig apps can generate $100-$1,000+ monthly, while delivery and rideshare apps might bring $200-$2,000+ monthly with consistent effort. The key is to set realistic expectations and combine multiple apps for best results.
How quickly will I get paid?
Payment timeframes vary by app. Some offer instant or same-day payment options (often for a small fee), while others operate on weekly, bi-weekly, or monthly payment schedules. Most apps have minimum payout thresholds ranging from $5 to $25. Check each app’s payment terms before getting started if quick access to earnings is important to you.
Do I need to pay taxes on money earned through these apps?
Yes, income earned through these apps is generally taxable. For most gig work, you’ll be considered an independent contractor and may receive a 1099 form if you earn over $600 from a single platform. Even if you don’t receive a 1099, you’re still legally required to report all income. Consider setting aside 20-30% of your earnings for taxes and tracking your business expenses for potential deductions.
Which apps pay the most?
Generally, apps that require specialized skills or more active participation pay the most. Freelance platforms like Upwork and Fiverr can provide substantial income for those with marketable skills. Delivery and rideshare apps typically offer higher earnings than survey or passive income apps but require more time and resources. The “best” app depends on your skills, resources, and available time.
Start Earning Today With Free Money-Making Apps
The digital economy has created countless opportunities to earn extra income without upfront investment. Whether you have specialized skills, a vehicle, or just spare time, there’s a free app that can help you start making money today. The key is to choose apps that align with your resources and lifestyle, then approach them with consistency and realistic expectations.
Remember that while no single app will make you rich overnight, combining several apps and using them strategically can create a meaningful supplemental income stream. Start with one or two apps that appeal to you, learn how they work, and gradually expand your money-making portfolio as you discover what works best for your situation.
Ready to start earning?
Choose an app from our list, create your account, and take the first step toward financial freedom today!
Explore Top Money-Making Apps